Okay, let’s be honest. We don’t always have enough money to participate in the activities that we want to. And that can make it a little hard to have fun, especially when you want to spend time with your friends or can’t find something to […]

I think we all know how important credit is to our everyday living because it affects nearly everything in our life. You want to get a new car? Then, you’ll probably need to finance an auto loan. Hoping to find a new apartment to rent? […]

I’m pretty sure that at least one person in your life has tried to get you to use a credit card. Whether it is a relative suggesting you get one, a company sending you an application in the mail, or a persistent salesperson offering to […]

Hello guys! Isn’t it crazy how fast this year has gone by? So, since New Year’s Eve is approaching, I’d like to give you all some tips on how to create resolutions that you will actually follow through with. Tip 1: Make SMART Goals I […]

I think that we all know how intense and expensive decorating for the holidays can be. Especially the ultimate, decoration-laden holiday Christmas (where passionate Christmas enthusiasts can spend hundreds of dollars on lights, trees, and other decorations). But for us budget-friendly people who want to create a […]